sutton bank visa commercial card

Media & ad agencies. with your Visa Commercial card. Transaction limits point-of-sale. IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, YOU WILL ONLY BE ENTITLED TO RECOVER YOUR ACTUAL DAMAGES. | The Revenued Business Card is a purchase of future receivables and not a loan. If you use your Card number without presenting your Card (such as for an online transaction), the legal effect will be the same as if you used the Card itself in-store. For Westpac issued products, conditions, fees and charges apply. Easily expand across the United States, Europe, and Asia with our global-ready platform. THIS PROVISION SHALL NOT BE EFFECTIVE TO THE EXTENT OTHERWISE REQUIRED BY LAW. 12. The Gift Card Granny Visa or Mastercard is a prepaid Card issued by Sutton Bank. We may transfer our rights under this Agreement. Gonczi called Sutton Bank to investigate. Marqeta is the world's first modern card issuing platform. To protect the use of your Card, you are required to set a personal identification number (PIN). The employees are targeted in order to obtain personally identifiable information (PII) or tax statements of employees and executives, important data that can be used in future attacks. Because people have a natural desire to be helpful and prove their usefulness, therefore likely to becomevictims of BEC attacks. This Sutton Bank Cardholder Agreement (Agreement) constitutes the agreement between you, and Sutton Bank Attica, Ohio (Sutton Bank or Issuer), a FDIC insured member institution, outlining the terms and conditions under which the Majority Prepaid Visa Card (Card) has been issued to you by Sutton Bank (pursuant to a license by Visa USA Inc.), as well as the records maintained by Sutton Bank to account for the funds associated with the Card (Card Account). Training employees on basic internet best practices can go a long way in preventing cyber-attacks. Square Checking is provided by Sutton Bank, Member FDIC. . If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Credit Cards. 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. The attackers pretend to be suppliers requesting fund transfers for payments to an account owned by fraudsters. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. Control physical accessPrevent access or use of business computers by unauthorized individuals. You should get a receipt at the time you make a transaction using your Card. Download your bank app. Bank of America normally charges a $5 ATM fee. After your Card Account is opened, we may ask again to see a copy of your drivers license or other identifying documents at any time if we deem is necessary to verify your identity, address, or transactions on your Card Account. Cyber-attacks are a growing threat for small businesses and the U.S. economy. Reduce purchasing . From time to time the Card services may be inoperative, and when this happens, you may be unable to use your Card or obtain information from your Card or Card Account, including the available balance of funds associated with your Card. Preauthorized transfers will not be allowed. Any organization requires effective communication. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. This means that you may need to visit more than one merchant if you are seeking to withdraw cash in an amount which is less than or equal to the total limit above, but more than the limit established by the individual merchant. 22. Note that you may also be charged a fee for a balance inquiry even if you do not complete a fund transfer. Blue Ridge Bank, a nationally-chartered commercial bank, Member FDIC, originates personal loans and auto refinance loans. If your Card is declined at a pay at the pump gas station even though you have sufficient funds available, you should pay for your purchase inside with the cashier. The Card is our property and is nontransferable. Please notify us at Customer Service if you have any problems using your Card. Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . This information, along with a 12-month history of the Card Account Transactions, is also available via the MAJORITY App. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. . Access spending data through convenient web access for exceptional program reporting. Give us a call at +1-877-662-3489 or fill out the form below and well get back to you within 24 hours. We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. $0. In-store: To use the virtual card in-store, shoppers need to add the card to their Apple or Google wallet, then pay using Apple or Google Pay at the payment terminal. Your Card and your obligations under this Agreement may not be assigned. With purchasing convenience, cost savings, available credit, and detailed reporting, you'll have what you need to nurture your small business and help it thrive. Check with your vendors that handle sensitive data, especially financial institutions, to see if they offer multifactor authentication for your account. Over the last seven years, Sutton has focused on providing corporate banking services to fintech. IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, DO NOT ACTIVATE OR USE THE CARD, SAVE YOUR RECEIPT AND CONTACT CUSTOMER SERVICE TO CANCEL YOUR CARD AND TO REQUEST A REFUND. Security: If the vendor's website security is compromised, your card information with other vendors stays safe. Total credit lines from $500 to $25,000. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388. Activating Your Card: You must activate your Card before it can be used. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. This arbitration provision shall survive: (i) the termination of this Agreement; (ii) the bankruptcy of any party; and (iii) any transfer, sale or assignment of your Card, or any amounts owed on your Card, to any other person or entity. ACH transactions and wire transfers are the fastest way to move funds to another business, person, or other recipient. We, us, and our mean the Issuer and its respective successors, affiliates, or assignees. 10. Lets take as an example an email coming from a senior executive in the company in which a large amount of money is requested in an urgent manner. These transaction limit amounts may be lower when your card is not present, such as an online transaction. Most are the reloadable type. Banco Nacional Ultramarino, S.A. (Mastercard and UnionPay debit cards, Visa and UnionPay credit cards) . You agree that from time to time, without further notice to you, we may monitor and/or record telephone calls and electronic communications between you and us to assure the quality of our customer service or as required by applicable law. The maximum amount that can be spent using your Card is: Cash Access. Any transaction that could create a negative balance for your Card Account is not permitted. If you need more information about our error-resolution procedures, please contact Customer Service. Find the best card for your small business. If we exercise this right, we will incur no liability to you because of any resulting unavailability of the funds in your Card Account or your inability to use your Card. The Card is a prepaid card. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by the Card Network into an amount in the currency of your Card. Sometimes employees tend to rush an action or a response, therefore training them to double-check before executing a task could reduce the risk of being compromised by a cyber attack. An extremely important step an organization must take in safeguarding against BEC is to provide employees with adequate cybersecurity training. The Troubleshooters have received reports from other consumers in the Delaware Valley about Cash App cards issued by Sutton Bank. Yet many businesses cant afford professional IT solutions, have limited time to devote to cybersecurity, or they dont know where to begin. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the Bank may assess a foreign currency conversion fee of 3% of the transaction amount and will retain this amount as compensation for its services. Transactions made outside of the 50 United States, the District of Columbia, Puerto Rico, and other U.S. territories are also subject to this conversion fee even if they are completed in U.S. currency. Fast, free, and easy-to-use debit card; Select from a variety of fantastic debit card rewards through My Sutton Rewards; Safer than carrying cash; More convenient and safer than checks; Eliminate cost of purchasing checks; Make purchases anywhere Visa is accepted; 24/7 access to funds via ATMs free at Sutton branches Annual rate from 6.99 % p.a. The Card is nontransferable, is not for resale, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE CARD OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. These emails often entice users to click on a link or open an attachment containing malicious code. The card is issued by Sutton Bank and is unique to a user's Cash App account. Cyber Resilience ReviewThe Department of Homeland Securitys (DHS)Cyber Resilience Review (CRR)is a non-technical assessment to evaluate operational resilience and cybersecurity practices.